Navigating the Process of How to Close Bajaj Finserv EMI Card 2023

Closing a Bajaj Finserv EMI Card doesn’t need to be complicated. It’s a relatively simple process if you know the right steps to take. If you’re wondering how to close your Bajaj Finserv EMI Card, we’ll walk you through the process and answer some of the most commonly asked questions about closing the card.

Unlike other credit cards, closing a Bajaj Finserv EMI Card doesn’t require you to get into lengthy negotiations with a customer service representative. In fact, it can all be done from the comfort of your home or office! All it takes is a few basic steps and some knowledge of how Bajaj FinServ works.

We’ll help explain what those steps are and what action you should take once you’re ready to officially close your card.

1. What Is a Bajaj Finserv EMI Card?

A Bajaj Finserv EMI Card is a type of credit card that you can use to pay for big-ticket purchases in monthly installments, with no extra interest. It’s convenient and easy to use, and you can get one quickly without having to complete a lengthy application process.

The card also offers exclusive deals and discounts on electronics and lifestyle products, as well as access to exclusive financing plans. Plus, your credit limit is instantly updated with each successful transaction, giving you the flexibility to make larger purchases without worrying about running out of the funds to pay them off.

This makes it an ideal card for those looking for some extra spending power without going through the lengthy process of getting a traditional loan or credit card. So if it sounds like something that you might be interested in, then let’s take a look at how to close your Bajaj Finserv EMI Card.

2. When It’s Time to Close Your Bajaj Finserv EMI Card

There may come a day when you decide that a Bajaj Finserv EMI Card isn’t right for you anymore. Whatever the reason, you have the right to close your account, but there are a few steps you need to take first.

First and foremost, close any active EMI transactions associated with your card. Be sure to arrange for repayment or transfer of any outstanding balance. Next, contact Bajaj Finserv Customer Care and request to deactivate your card. You can do this either by submitting an online form, through their App or via phone call.

Finally, once the card has been deactivated, remember to return the physical Bajaj Finserv EMI Card within seven days of closure with all documents associated with it in order to avoid any penalty charges.

By following these simple steps, you can easily and securely close your Bajaj Finserv EMI Card before moving on to other products and services.

3. Who Can Help You Through the Closure Process?

It’s important to have the right people on your side when you’re closing a Bajaj Finserv EMI Card. You can talk to the customer care executive at Bajaj Finserv, who will help you through the process. They’ll be able to answer any questions and ensure that everything runs smoothly.

You may also want to get in touch with a customer representative at your store or retailer, who may be better positioned to provide information specific to your card closure process. Make sure you have all the necessary paperwork and documents ready when you contact them, so they can help out quickly and efficiently.

Finally, if you need more guidance along the way, you can also reach out to industry experts or financial consultants for advice on how to handle the closure process. They’ll be able to provide valuable insight into how to properly close a Bajaj Finserv EMI Card and make sure everything goes according to plan.

4. Preparing Documentation Required for Closure

So you’ve decided to close your Bajaj Finserv EMI Card, what do you need to do? Well, before you can close the card, you need to make sure that all the necessary documents are in order. Below are the documents required for closure:

  1. A copy of your original card statement
  2. A completed and signed closure request form
  3. A copy of your ID proof (voter’s ID card, driving license, Aadhaar card, or passport)
  4. Canceled cheque leaf or bank account statement as proof of address
  5. Verification call/paperwork done by Bajaj Finserv sales team, if done in person
  6. Details about outstanding dues on the card (if any)
  7. Any other additional document requested by customer service

Once you have all these documents ready, you can start the formal process of closing your Bajaj Finserv EMI Card. Make sure you have all these documents with you before contacting customer service for closure assistance so that there are no delays and hindrances in the closure process.

5. Initiating the Closure Process

Closing your Bajaj Finserv EMI Card can be easier than you think. Let’s look at the steps:

Step 1: Review Your Statement

The first step is to review your statement to make sure there are no outstanding dues. As long as you’ve made all payments, you’re good to go for moving forward with the card closure process.

Step 2: Contact Customer Care

The next step is to contact customer care on either call (toll-free or regular numbers), email, or through an online form, depending on your preference. You can also easily contact them from their website or mobile app, if applicable. Do remember to fill in all necessary details like your name, email address, and phone number at this stage as well.

Step 3: Request Closure

Once in touch with a customer care representative, you will have to explain your decision of closing the card and request closure accordingly. They will ask for some basic information such as the last four digits of your EMI Card number and primary cardholder details (if it’s a joint account). This is required for security reasons and to authenticate that you are actually the primary cardholder of the account.

After this, they will carry out an audit on their end by checking if there are any pending payments still pending (if yes, there need to be cleared first). After reviewing everything, they will issue a closure request for you and conduct a final audit before officially closing down the account.


The closure of your Bajaj Finserv EMI Card can be a daunting task, especially if you’re new to the process. However, by understanding the process and the steps involved, you can save yourself time, uncertainty, and hassle; ultimately, you can close your card in a much more stress-free way.

Before closing your Bajaj Finserv EMI Card, make sure to read through your terms and conditions, check for any outstanding dues, look for applicable penalties, and make sure you have paid off all your dues. Once that is done, you can proceed to close your Bajaj Finserv EMI Card. With this process, you can make sure that your closure experience is as smooth and convenient as possible.

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